Certificates of Deposits
Members First offers a variety of C.D. accounts available to our Members.

Term	Minimum Deposit	APR	APY
6-mo	$500	0.05%	0.050%
12-mo	$1000	0.10%	0.100%
24-mo	$2500	0.15%	0.150%

1: APY = Annual Percentage Rate. The APY is the percentage rate that reflects the total amount of dividends to be paid on an account based on the rate and frequency of compounding for an annual period. For all accounts, the dividend rate and APY are fixed and will be in effect for the initial term of the accounts. For accounts subject to dividends, compounding the APY is based on the assumption that dividends will remain on deposit until maturity. Dividends will not be paid if the account is closed at any time prior to maturity. Withdrawals may reduce earnings.