Current Rates

Effective as of July 1, 2017

*Subject to Change*

Current Loan Rates

Type Term APR
Autos Loan Rates 2017-2015 up to 108 mo 2.24% - 23.49%
Auto Loan Rates 2014-2012 up to 108 mo 3.24% - 24.49%
Auto Loan Rates 2011 & Older up to 108 mo 4.24% - 25.49%
Rec Vehicle Loans (Campers, Boats, Motorcycles, etc.) 2017-2015 up to 108 mo 2.24% - 23.49%
Rec Vehicle Loans (Campers, Boats, Motorcycles, etc.) 2014-2012 up to 108 mo 4.24% - 25.49%
Rec Vehicle Loans (Campers, Boats, Motorcycles, etc.) 2011 & Older up to 108 Mo 6.24% - 27.49%
Personal Loans Up to 60 Months 7.99% - 19.99%
Share Secured Loans Up to 60 Months 3.00%
Home Equity Loans As Low As 5.00%
Mortgage-Up to 30 Year Fixed As Low As 4.00%
Mortgage-Up to 15 year Fixed As low As 3.75%
Mortgage-5 year Balloon As Low As 3.75%
Visa Platinum Reward CC 8.99% - 15.99%

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Current Savings Rates

Type Amount APR APY
Share Accounts (Savings) $100-$999.99 0.10% 0.100%
Share Accounts (Savings) $1000-$2499.99 0.15% 0.150%
Share Accounts (Savings) $2500-$4999.99 0.25% 0.250%
Share Accounts (Savings) $5000-$14999.99 0.25% 0.250%
Share Accounts (Savings) $15000.00-up 0.40% 0.400%
Christmas Club $0.01-$5000.00 0.50% 0.501%
Special Shares (including Vacation Clubs) $100.00-up 0.15% 0.150%
Matrimoney Account minimum of $100 2.00% 2.015%
Term Shares (CD) 6 Month $500 min 0.40% 0.401%
Term Shares (CD) 12 Month $1000 min 0.55% 0.551%
Term Shares (CD) 24 Month $2500 min 1.00% 1.005%
3 mo Swifty CD (Ages: Birth-17) $100 min & $500 max 1.00% 1.005%
IRA-Traditional, Roth, Educational $100-$999.99 0.25% 0.250%
IRA-Traditional, Roth, Educational $1000-$2499.99 0.50% 0.501%
IRA-Traditional, Roth, Educational $2500-$4999.99 0.75% 0.753%
IRA-Traditional, Roth, Educational $5000 & up 1.00% 1.005%
Money Market Account minimum of $2500.00 0.45% 0.451%
Health Savings Account $0.01-$25000.00 3.50% 3.562%

Current Checking Rates

Type Amount APR APY
Ultimate Checking $0.01-$25000.00 0.75% 0.753%
Large Business Checking $2500.01-up 1.00% 1.005%