Balance Transfer
Take control of your finances with a simple balance transfer!
Move your high‑interest balances to your new Members First CCU credit card and enjoy 0% APR* on balance transfers for a limited time from May 1 to July 31, 2026.
More Than a Balance Transfer
Transfer your balances and enjoy added benefits with your credit card:
✦ Introductory APR on balance transfers
✦ No annual fee
✦ Online and mobile account management
✦ Local and friendly service you can trust
Contact us today to learn more
*Terms and conditions apply. Balance Transfers subject to credit approval. Your account must be open with sufficient credit line availability at the time the transfer transaction is processed. From time-to-time, we may make promotional offers on certain balance transfers, purchases and/or other transactions, including limited-time promotional APRs that are lower than the Standard APRs for those features and these offers may be subject to other conditions. Balance transfer promotional rate of 0.00% for 6 full billing cycles from the date of the transfer, on transfers made between 5/1/26 and 7/31/26. The Annual Percentage Rate Promotional will apply through 6 full billing cycles. The variable balance transfer rate disclosed to you most recently will apply after the promotional period. Balance transfers are subject to approval, and the cardholder is responsible for making payments on any other cards until balance transfer transactions are completed. Other conditions, restrictions, and credit approval may apply.
Visa Platinum Reward Credit Card
Are you ready to experience life to the fullest? Say hello to a world of rewards, perks, and exclusive benefits with the Members First Community Credit Union Visa Platinum Reward Credit Card.
✔ No Annual Fee
✔ Same Rate for Purchases, Cash Advances, and Balance Transfers
✔ No Fee for Balance Transfers
✔ No finance charges on purchases paid within 25 days of statement closing date
✔ Credit Life & Disability Insurance Available
✔ Pay Online, at the Credit Union, Over the Phone, or by Mail
✔ Apple Pay, Samsung Pay, and Android Pay are Available
✔ Email/Text Fraud Alerts Available
Don't wait for rewards to come to you; make them a part of your everyday life.
Apply for your Visa Platinum Reward Credit Card today and start enjoying the benefits that come with living life to the fullest.
Your journey to rewards begins now!
Visa Purchase Alerts
Help keep your card account safe with flexible, on-the-go purchase alert options from Visa. Near real-time alerts for real peace of mind.
My Rewards Plus
Are you ready to be rewarded for your financial journey?
At Members First Community Credit Union, we believe that your loyalty deserves more than just great service. Get rewarded each and every time you use your Members First Community Visa Debit and/or Visa Credit Card. From groceries to utility bills, your everyday purchases will really pay off.
✔ Credit Purchases: $1 spent = 1 point
✔ Debit Purchases: $4 spent = 1 point
Use your reward points for gift cards, merchandise, travel, experiences, live concerts/sports, theme park cash back, and charitable donations. Earn bonus points with a select network of local and national merchants.
PLUS, you can move points to other Members First Community Credit Union members.
Endless possibilities for earning points with My Rewards Plus! Contact us today to learn more about My Rewards Plus!
Credit Union Travel
Spend less & experience more - with exclusive hotel rates for Members First members only!
Save on 1.2 million brand-name hotels worldwide, and book flights and car rentals all in one place with Credit Union Travel
The $99/year membership fee is waived for all Members First Community Credit Union members, so you can get free lifetime access.
Your membership includes:
Hotel Savings - Enjoy member-only rates on 1.2 million brand-name hotels worldwide.
$60 Hotel Dollars Per Year - Members receive $60 Hotel Dollars per year. Hotel Dollars are distributed monthly at $5/month.
5% Hotel Dollars Back - Earn 5% Hotel Dollars back when you book travel using your credit union credit or debit card.
Friends & Family Access - Invite up to 3 friends to join Credit Union Travel for free (even if they aren’t credit union members)!
Visa CARE Credit Card
Unexpected costs from your family pets. Our Visa CARE Credit Card is available to help! with 0% APR for 12 months on all veterinary or medical transactions over $500.
Credit Builder Secured Visa Credit Card
Build your credit with Confidence.
Our Members First Credit Builder Secured Visa Credit Card is the perfect tool to help you achieve your financial goals. Designed with your needs in mind, this card offers a secure and reliable way to build a strong credit history.
✔ No Annual Fees Zero annual fees for any services.
✔ Earn Rewards Points Earn reward points on everyday purchases.
With responsible use, our Members First Credit Builder Secured Visa Credit Card can help you improve your credit score over time. Access your credit score and monitor your progress with ease through our user-friendly online portal.
Visa Gift Card
Gift giving made easy. Members First Community Credit Union Visa Gift Card – Perfect for every occasion.
✔ Available from $10 - $1,000
✔ Same low fee ($2) for any amount purchased
Our Visa Gift Card Can:
✔ Only in the 50 states (Alaska + Hawaii included)
✔ Restaurants, Salon, Cab, etc. (anywhere you can tip can leave up to a 20% hold)
✔ Pay at the Pump leaves a $75 hold (if the balance is less than $75, the hold will be for the current balance amount)
✔ Cruise Line leaves a 20% hold
Our Visa Gift Card Cannot:
✔ Be used in Puerto Rico
✔ Get Cash Back (not at a store, not at an ATM, and not at the CU)
✔ Be used to purchase a Rental Car
✔ Can't be used at any hotel
Make every occasion memorable with a Members First Community Credit Union Visa Gift Card.
It's not just a gift, it's a gesture of thoughtfulness and a world of possibilities.
Visa Prepaid Debit
Are You Ready to Experience a New Level of Financial Convenience and Flexibility?
Our Members First Community Credit Union Visa Prepaid Debit Card lets you enjoy the convenience of a debit card with the flexibility of prepaid funds. Shop online, in stores, or make ATM withdrawals without the worry of overspending.
✔ Total Control: With our prepaid debit card, you're in charge of your spending. Load it with the amount you need and stay within your budget effortlessly.
✔ Universal Acceptance: Use your card wherever Visa is accepted, whether it's for shopping online, dining out, or everyday purchases.
✔ No Overdraft Fees: Say goodbye to overdraft fees! Since it's prepaid, you can't spend more than what's on the card.
✔ Enhanced Security: Rest easy knowing your card is protected against unauthorized use. It's safer than carrying cash.
✔ Travel-Friendly: Whether you're exploring new destinations or shopping abroad, our prepaid card is a convenient travel companion.
✔ Easy Reload: Reload your card with ease at any of our branches or online, ensuring you always have funds available.
✔ Manage Anywhere: Access your card details, check balances, and manage your spending on the go with our mobile app.
Ready to make your spending smarter and simpler?
Get your Visa Prepaid Debit Card today and embrace the freedom to spend confidently.